Call us: 020 7937 7799

Member login


A valid European Health Insurance Card (EHIC) gives you the right to access state-provided healthcare during a temporary stay in another European Economic Area (EEA) country or Switzerland.
The EHIC covers treatment that is medically necessary until your planned return home.

Entitlement to an EHIC (in all EEA countries) is based on insurability under EU law, and not on a person’s nationality.The UK operates a residency-based healthcare system which means that insurability in the UK is generally determined by residency and not by the past or present payment of National Insurance contributions or UK taxes.
If you are not a UK, EU/EEA or Swiss national, you need to send evidence that you are ordinarily resident in the UK with your application. Proof could be a visa or UK residence permit.

The EHIC is not an alternative to travel insurance.

"A tale of travel insurance" from FOCUS Magazine Mar-Apr 2020

Heritage Health

A dedicated team of agents specialised in finding the best coverage at the best rates. They offer a wide range of policies and plans tailor-made to meet your specific business or personal requirements. Private medical Insurance. Travel Insurance. Mortgage advice.
Country : United Kingdom

William Russell

International health insurance, life insurance & income protection for expats, families & businesses in the UK.

The resources in this section are available only to FOCUS members. Members must login to gain full access to the UK Information listings. Not a member? Signup to gain full access.