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Important Legal Information

The services and information provided through this site are for personal, non-commercial use and display. FOCUS does not, and this site does not intend to, render tax or legal advice.

Any information obtained from sources outside of FOCUS is believed to be reliable, but we cannot guarantee its accuracy or completeness. All such information is subject to change at any time without notice.

Warranty and limitation of liability
The accuracy, completeness and timeliness of the information contained on this site cannot be guaranteed. FOCUS does not warranty, guarantee or make any representations, or assume any liability with regard to the use of the information in the site.

FOCUS is not liable for any harm caused by the transmission, through accessing the services or information on this site, of a computer virus, or other computer code or programming device that might be used to access, delete, damage, disable, disrupt or otherwise impede in any manner, the operation of the site or of any user's software, hardware, data or property. The use of this web site is at your own risk.

Copyrights and Trademarks
Except as may be expressly authorized, all information contained on this site may not be reproduced, transmitted, displayed, distributed, published or otherwise commercially exploited without the written consent of FOCUS.

Linked Sites
'Hypertext links' and/or 'hyperlinks' to or from other Internet sites, may be included at times as a convenience to the user. FOCUS assumes no responsibility for the content of any linked site. The fact that such links may exist does not indicate approval or endorsement of any material contained on any linked site.

Electronic Communication
This site permits you to communicate electronically by sending an E-mail message to FOCUS. FOCUS shall not be liable for any actions taken or any omissions to act as a result of any E-mail message you send to FOCUS.

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